Smiling woman chatting on her phone at home
How it works

How Loan Finder Store works

One short form. One friendly specialist. Sixty-plus lenders searched. Here’s exactly what happens after you tell us what the money’s for.

How it works

Three steps to yes

We do the searching, comparing and chasing. You get on with planning the fun part.

  1. Tell us what it’s for

    Answer a few quick questions in about 2 minutes. No paperwork, and no impact on your credit score.

  2. We find your match

    We search our panel of 60+ lenders and call you to fine-tune the options that genuinely suit.

  3. Approved and on your way

    Sign digitally, and we look after the rest. Once approved, some lenders can settle within 24 hours.

The timeline

From “I’d love to…” to “it’s booked”

  1. Minute 0–2

    You tell us what it’s for

    Pick the purpose, the amount and a few details about you. No documents, no credit check.

  2. Same business day

    A specialist calls you

    We confirm the details, ask the questions a lender will ask, and answer yours. This is where we spot the best structure — secured, unsecured, green loan, balloon or not.

  3. Usually within a day or two

    We match you with a lender

    We compare options across our panel of 60+ lenders and recommend the one that fits. Only with your OK do we submit an application — one targeted application, not a scattergun.

  4. Approval

    You review and sign

    You see the rate, fees and repayments in writing before you sign — digitally, from your phone.

  5. Settlement

    Money lands, plans happen

    Funds go to you, the seller, the dealer or your provider. Once approved, some lenders can settle within 24 hours.

Be ready

What you’ll usually need

Nothing to start. When you’re ready to apply, having these handy makes approval faster.

  • Driver’s licence or passport
  • Recent payslips or, if self-employed, tax returns or BAS
  • Bank statements (often shared securely online in minutes)
  • Details of existing debts and regular expenses
  • For vehicles, boats or caravans: the seller’s details or dealer invoice
  • For treatments or projects: a quote or treatment plan

Read: how to get a loan approved faster

Step 1 · About 2 minutes

What can we find for you?

Pick what the money’s for — we’ll take it from there.

Secure & private · 60+ lenders · No credit check on application

FAQs

About working with us

Is Loan Finder Store a lender?

No — we’re a credit broker. We don’t lend our own money; we find the right lender for you from a panel of 60+ banks, non-banks and specialist lenders, and manage the application with you.

Why use a broker instead of going straight to a bank?

A bank can only offer its own products. We compare many lenders at once, know which ones suit situations like self-employment or past credit hiccups, and submit one well-prepared application — which protects your credit file from multiple enquiries.

Will you run a credit check?

Not when you enquire. A credit check only happens when you choose to proceed with an application to a specific lender, and we’ll tell you before it happens.

What happens to my details?

They’re encrypted in transit and used to assess your enquiry. We only share them with a lender after you agree to proceed. See our privacy policy for the detail.

Do I have to accept the loan you find?

No. You’re never obliged to go ahead. If the offer isn’t right for you, just say so.